ATM Withdrawls - No Fee (ANSWERED) (2024)

ATM Withdrawls - No Fee (ANSWERED)

ATM Withdrawls - No Fee (ANSWERED) (1)

9FGP

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‎Jul-02-201811:36 AM

Money Pass ATM machines have no fee to withdrawal using your PayPal debit card. MoneyPass ATM locator: https://www.moneypass.com/ PayPal Services and Fees: https://www.paypal.com/us/myaccount/bundle/fees I was looking to see if there were any and kept finding old archives that just said all ATM's will result in a fee. Thought I'd start this post to hopefully help others find this answer quickly that is current.

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13 REPLIES 13

ATM Withdrawls - No Fee (ANSWERED) (2)

Pluto57

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‎Aug-30-201806:52 AM

Sadly, it appears that this only applies to the prepaid cash card, not the debit card that is attached to your PayPal account. They are two different cards. I recently tried to use my PP debit card at a MoneyPass ATM just to check and had I gone through with the transaction, it would have cost me $3.00.

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ATM Withdrawls - No Fee (ANSWERED) (3)

ChicaBrisenoATM Withdrawls - No Fee (ANSWERED) (4)

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‎Feb-02-201901:33 AM

Well Thanks so much for helping us and letting us know that. 😊👍

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ATM Withdrawls - No Fee (ANSWERED) (5)

UpgradesATM Withdrawls - No Fee (ANSWERED) (6)

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‎May-11-201908:00 PM

This is not the case - I very often use MoneyPass ATM's for withdrawing cash from my PayPal account with the PayPal debit MasterCard, as the MoneyPass ATM's are located in every 7-11 store as far as I am aware, and 7-11 is seemingly everywhere so it is very convenient. I have done this probably 10-20 times personally all within the past year and there has NEVER been a fee. You will likely get a warning that there MAY be a of $3.00, but this only applies to cards that are not on the MoneyPass network. Just look at the back of the PayPal debit Mastercard - it has the MoneyPass logo printed directly on the card, which designates that the card / account works with the MoneyPass network, which means fees are waived. Again, the machine is likely very simple and just defaults to telling everyone there may be a $3.00 fee, but that's not the case I can promise you.

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ATM Withdrawls - No Fee (ANSWERED) (7)

Hunt3r122

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‎Jul-07-201902:07 PM

Not true. I live in one of the largest cities and we dont have 7 11s. I have a PayPal business debit and go to moneypass atms and always get charged a fee. Usbank use to be free but not anymore

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ATM Withdrawls - No Fee (ANSWERED) (8)

JungleJan

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‎Sep-16-201912:54 PM

So, I just received my PayPal Business Debit...it says it was issued by Bancorp Bank. So, I went to their ATM locator:https://thebancorp.mybankingservices.com/atm-locator/

What is interesting is that some are listed as "surcharge free" and some are not. At some point, I will give it a try if I need to get cash, and then I will know. But when I looked online, it said that PayPal would charge me $1.50 to use the ATM. At least if Bancorp does not charge a fee, it cuts the fee in half. I will probably only do this if I'm strapped for cash because otherwise I would rather wait a day and get my money sent to my bank for free.

My PayPal card does NOT have the MoneyPass logo on it.

Hope this helps someone!

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ATM Withdrawls - No Fee (ANSWERED) (9)

edwarddlh9ATM Withdrawls - No Fee (ANSWERED) (10)

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‎Oct-22-201911:05 AM

I haven't found an ATM that won't charge you a fee either, I haven't tried moneypass though, however mine does not have a moneypass logo or even mention of them on the back of my card. I'm going to try my bank and them ask them to refund the fee if I get charged one, worth a try. Funny thing, I used to work for PayPal you would think an former employee would get some kind of break haha!

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ATM Withdrawls - No Fee (ANSWERED) (11)

Gr8ketchATM Withdrawls - No Fee (ANSWERED) (12)

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‎Feb-21-202107:23 AM

I live in the PN on the West Coast and we no longer have the 7-11 Moneypass ATMs in our stores. They have all been replaced with new privately owned machines that are not compatible with the Moneypass logo. In the Seattle area, it's still much easier to access funds through Moneypass than those Allpoint Plus machines. Access seems vary regionally. Cards free of monthly fees while providing Moneypass ATMs, and early access pay schedule is a tall order. Allpoint claims to have the most ATMs, but they don't offer convenient community banks as a source like Moneypass. It would make a lot more sense if they would just merge as one network. I have the PayPal prepaid MasterCard debit cash card and there's a lot of confusion out there about which card has the logos on the back. The prepaid cash debit MasterCard does and as much as I hate monthly fees, I'll pay the minimal $5 to avoid network charges at $6 per transaction. By the way, my prepaid card HAS the Moneypass logo on it. It's the cards with PayPal's cash app that don't, as they aren't debit cash cards, but cards for online purchases that aren't needed due to the ease of just linking almost any card to your account. Cards through Bancorp are the best I have had and I'm glad PayPal uses them.

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ATM Withdrawls - No Fee (ANSWERED) (13)

porcupine73ATM Withdrawls - No Fee (ANSWERED) (14)

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‎Dec-31-202004:16 AM

In cardholder settings, I clicked 'see cardholder agreement'. Then I searched for ATM. I have the PayPal Business debit card, and at least for that style card, it shows no free ATM's at all. In fact at this time, it shows a $1.50 PayPal fee per use, plus any fees charged by the ATM operator. I find that kind of odd since most debit cards are members of some ATM network that has at least some free ATM's. Or at least they don't charge you a fee on top of the ATM operator's fee. Since I have other debit cards that I can use ATM's free at, I'll be using this PayPal debit card only as a backup.

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ATM Withdrawls - No Fee (ANSWERED) (15)

Temp20221118H

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‎Mar-18-202108:08 AM

Yea, I've actually been calling into PayPal prepaid Mastercard to ask what ATM's/ATM network was being used for feeless transactions. Dumb **bleep** over the phone each time tell me its the ALLPOINT atm network which is at RiteAid. The Atm there proceeded to try to charge me over $3 bucks!! I was like oh HELL NO! LOL.

Google gave me the correct information of MoneyPass Network ATM's. Which is available at mid-hudson valley federal credit union in my area! 🙂 or 7-11 gas stations.

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ATM Withdrawls - No Fee (ANSWERED) (16)

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ATM Withdrawls - No Fee (ANSWERED) (2024)

FAQs

How can I withdraw money from ATM without fees? ›

Ways to avoid ATM fees
  1. Get cash back. When you check out at a grocery store or other retailer, you'll typically have the option to get cash back with the purchase. ...
  2. Find in-network ATMs. ...
  3. Go digital with a payment app. ...
  4. Withdraw larger sums, less frequently. ...
  5. Open an account that reimburses fees.
Nov 2, 2023

How do I complain about ATM cash withdrawal? ›

If the money has been debited, then contact your bank and provide them with the transaction details. If the bank is unable to resolve the issue, then lodge a complaint with the bank's ombudsman. If all else fails, then file a police complaint.

How to avoid ATM withdrawal charges? ›

  1. See if cards or digital wallets are accepted. ...
  2. Find an ATM in your bank's network. ...
  3. Get cash back at a store checkout counter. ...
  4. Choose a bank or credit union that reimburses ATM fees or has a larger network.
May 14, 2024

Why is ATM not letting me withdraw money? ›

Account Balance: Verify that you have sufficient funds in your account to cover the withdrawal amount you're trying to make. Overdrawing your account can lead to transaction failures. Daily Limits: Most banks impose daily withdrawal limits on ATM transactions. Check if you've exceeded your daily withdrawal limit.

What is one way to avoid ATM fees? ›

Use in-network ATMs

There are several ways for you to avoid ATM fees, with the most simple one being to only use ATMs within your bank's network. You can generally locate the nearest fee-free ATM using your bank's mobile app. Online-only accounts often offer access to larger ATM networks than brick-and-mortar banks.

What bank from an ATM doesn't charge a fee? ›

Certain banks and credit unions—especially online banks—offer checking accounts with no ATM fees (including no fees for ATM usage or ATM reimbursem*nts). Some of our top-rated accounts are provided by Axos Bank, Needham Bank, LendingClub, and Alliant Credit Union.

What's the best strategy for avoiding ATM fees? ›

How to avoid bank ATM fees
  • Choose a bank with no ATM fees. Not all banks charge out-of-network ATM fees. ...
  • Choose a bank that refunds ATM fees. Even if an institution doesn't charge you for using an out-of-network ATM, the machine provider may. ...
  • Choose a bank with easily accessible ATMs. ...
  • Withdraw more money at once.
Jul 23, 2024

Do any banks waive ATM fees? ›

Banks That Reimburse ATM Fees

Alliant Credit Union. Ally. Axos Bank (Axos Bank Rewards Checking) Bank5 Connect.

What is the cheapest way to withdraw money? ›

The cheapest way to get cash from an online bank account is by ATM if the bank belongs to an ATM network, such as Allpoint or MoneyPass.

How much money can I withdraw without being flagged? ›

The Limit You Need To Worry About Is $10,000

“$5,000 is okay, but if you withdraw more than $10,000, the transaction will be reported to the IRS and at least one other government agency,” Bakke said. “You will also normally be required to fill out Form 8300.

How do I dispute an ATM cash withdrawal? ›

Contact customer care

Your first step should be to call the bank's 24-hour customer service helpline. After making a note of your issue and recording your transaction reference number, the executive will register your complaint and will issue you a complaint tracking number. The matter is then investigated.

Why is my bank card not letting me withdraw money? ›

There are a number of issues that could result in a debit card decline. For starters, you could be mistaken about your balance, or you may have reached your daily limit for withdrawals. The bank may feel the transaction is suspicious, based on your purchase history. Technical issues may also be to blame.

Where can I withdraw money from my debit card for free? ›

Access your money when you need it with fee-free ATMs1 at stores like Walgreens®, 7-Eleven®, Target®, Circle K, and CVS Pharmacy®.

How to avoid debit card transaction fees? ›

Most banks' mobile apps help users to locate and use the nearest fee-free ATM. If you are in a rush and unable to find an in-network ATM, take out a larger dollar amount so the fee is only a one-time charge, or try to get cash back by using your debit card at the cash register of your next purchase.

Can I use my Visa debit card at any ATM? ›

When using your card to withdraw cash at an ATM not owned by your financial institution, both your financial institution and the ATM owner may charge a fee. The ATM owner is required to tell you that a fee is being charged and how much it is. Many Visa Debit cards have daily cash withdrawal limits of up to $1,000.

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